Retirement planning Transferring pensions There are a number of different reasons why you may wish to consider transferring your pension schemes... Making a will Don’t leave your loved ones with additional costs and complications People who die without a valid will, or intestate, leave costs and complications to their loved ones... Investing in a new decade What opportunities could the future hold? Looking ahead to this new decade, what areas could be seen as opportunities for investors? Individual Savings Accounts A popular and simple way to save The end of the 2009/10 tax year is rapidly approaching and now is the perfect time to consider your Individual Savings Account (ISA) options. Pension apathy Why you should review your retirement options Apathy and a failing system is costing pension savers dear, with retirees set to lose £14m this year on not hunting out the best annuity. Mind the pension gap! Are you too optimistic about the age at which you’ll be able to retire? Just a third of people accept that they will have to work beyond 65, even though the state pension age is set to rise. Investment solutions Achieving the most efficient mix of risk and return Do you currently have the most suitable method of holding and structuring your investments to achieve an efficient mix of risk and return that is specific to your particular objectives? Tax facts What you need to know Check your PAYE code You should check that you are on the correct code. Don’t just assume that if tax is being deducted at source it must be right. Boosting your pension Act fast before the end of the tax year Here are some useful hints that may improve your pension prospects. Is it time you had a wealth check? Start the new decade with a new bill of wealth At every stage in our lives, there are certain circumstances that stand out as important, but it is all too easy to put off planning in our earlier years. Critical illness cover Protection for the unexpected Critical illness policies are the type of policy nobody wishes to have to claim against, yet evidence shows that these are vitally important policies that can support families... Pre-Budget Report The key points at a glance The key points at a glance from Chancellor Alistair Darling’s third Pre-Budget Report. Investing at a time of low interest rates Investment opportunities when interest rates are low If you are an income-seeking saver in search of good returns from your savings in this low interest rate environment...

Click here to read our Disclaimer