A Guide to Retirement Planning

Welcome to ‘A Guide to Retirement Planning’. Saving for your retirement is one of the most important financial plans you can make. This guide explains how we can work with you to develop strategies to accumulate wealth in order for you to enjoy your retirement years by reviewing your retirement plans regularly to make sure you’re setting aside enough and you’re saving in the most appropriate way.

Content of the articles featured in this ‘A Guide to Retirement Planning’ is for your general information and use only and is not intended to address your particular requirements. They should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future.

No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of any articles. The pension and tax rules are subject to change by the government. Tax reliefs and state benefits referred to are those currently applying. Their value depends on your individual circumstances. The performance of the investment funds will have an impact on the amount of income you receive. If the investments perform poorly, the level of income may not be sustainable.

The basic State Pension

The additional State Pension

Changes to the State Pension age

Extra State Pension

Occupational pensions

Transferring your pension

Personal pension plans
through your employer

Types of pensions

Salary Sacrifice

Annuities explained

Pension rules
from 6 April 2006

Tax advantages of
personal pensions

Unsecured Pension Plan

Self-Invested Personal
Pension Scheme

A-Z of retirement planning


 
Content of the articles featured in this ‘A Guide to Retirement Planning’ is for your general information and use only and is not intended to address your particular requirements. They should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of any articles. The pension and tax rules are subject to change by the government. Tax reliefs and state benefits referred to are those currently applying. Their value depends on your individual circumstances. The performance of the investment funds will have an impact on the amount of income you receive. If the investments perform poorly, the level of income may not be sustainable.